http://www.how-to-consolidate-debt.com/student-loans/ Are you ready to improve repayment conditions on your student loans? Locking in a reduced, fixed rate on your student loans is possible when you consolidate them. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 So many student loans, so little time. So little time to live your life the way you'd like. Does it seem you are perpetually scrimping and saving in order to pay your student loan bills each month? Are you tired of all the strain and all the work that goes along with making sure they get out? Do they come at different time of the month, requiring several check-writing sessions? End the torment of your student loans You can end all this if you enter into a federally-guaranteed agreement to consolidate student loans. We've recently been fortunate enough to score some incredibly low interest rates, as mandated by Treasury bills (T-bills). We don't make these things up - the government does. It is beyond our control. But what the buzz has been about is in the unprecedented lows we've been fortunate enough to enjoy, thanks to T-bills being so low. In fact, many post-grad consumers have scored fixed rates as low as (slightly below) 2%! Fixed rates on student loans make a difference But the clincher isn't in the unbelievably low rate. It's in the fact that it is fixed! Fixed means the rate doesn't change, unlike the variable rate you are presumably paying student loans off at with at present. Under a variable rate, depending on what a shaky economy does, you could be paying rates of up to 8% on your student loans. Are you a Numbers Person? Think of what this means for you in the long-term picture. It means big savings and years clipped from your repayment period. When your student loans don't cost as much to pay - logic would suggest that you will pay it off quicker. All this from a Non-Numbers Person! Act soon, though, as Congress is in session (Summer 2004), debating this very issue - debating the issue of whether or not to continue offering this type of debt assistance at a fixed rate. If you get your application in with a federally-guaranteed company before the cut off date (research company first), you can still lock in your lowered, fixed rate. Sat, 26 Jul 2008 15:00:00 EDT http://www.how-to-consolidate-debt.com/student-loans/consolidate-student-loans/ What happens when you consolidate student loans? You save! You'll save when you consolidate student loans by locking in a reduced, fixed interest rate! en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0